Trustees Liability Insurance

Those involved in the management of a charity, club or association may find themselves personally exposed to legal action arising out of their activities as a trustee or member of the management committee.

These potential liabilities are not only restricted to those who hold an official position as "trustee", but may extend to anyone actively involved in the management or execution of the committee's duties.

We offer a highly competitive quotation service for Trustees liability insurance from leading specialist underwriters in the United Kingdom.

Trustees Liability Insurance Quotes
Applicant Company or Charity Name
Status
Address
 
 
Postcode
Company or Charity Number
Contact Name
Contact Phone Number
Email Address
Statements
the applicant can confirm that
the applicant act solely to the advancement of charitable purposes or the benefit of its members.
the applicant's accounts are reviewed by qualified accountant.
the applicant is not part of, or a subsidiary of another organisation.
the applicant activities take place exclusively in the UK or other EU member countries
no activities under the applicant past, present or future management or ownership involved the provision of.
  • Financial or legal advice
  • medical treatment or advice
  • care services.
  • Planning regulatory or other professional advice
the applicant has procedures in place to control all incoming and outgoing monies and carries out checks at regular intervals to ensure all cheques and other outgoing funds have been properly drawn and correctly accounted for.
the applicant and its Trustees, directors, officers, committee members all managers, are not aware of any claims that have been made in the past, or any circumstances that could we give rise to a claim being made in the future, against the applicant organisation, all its Trustees, directors, officers, committee members all marriages involving the following
  • its employees or volunteers
  • its customers or members
  • its beneficiaries
  • its former or current Trustees, DAT officers, directors, committee members or beneficiaries
  • government authorities e.g. charities commission, HM revenue and Customs, Department of business, enterprise and regulatory reform (formerly the Department of Trade and Industry)
  • Accountants liquidators or receivers.
Or any person or entity not mentioned above.
Premiums  
Annual Turnover Limit Fidelity Limit Premium* X
Up to £100,000 £50,000 Not Available £73 50
  £100,000 £5,000 £105.00
up to £1 million £250,000 £25,000 £168.00
  £500,000 £25,000 £231.00
   £1 million  £50,000 £273.00
up to £2 million £500,000 £25,000 £273.00
  £1 million £50,000 £378.00
for turnovers in excess of £2 million, please go here.
* all premiums include Insurance Premium Tax at 5%
Please note that all policy premiums are subject to a policy fee of £25.00 in addition to the premiums shown above.

What does Trustees Liability Insurance cover?

the trustees liability insurance policy provides you with a comprehensive defence indemnity protection in respect of claims or allegations made against you for negligent acts performed was carrying out your duties.

The policy will also reimburse the organisation in respect of any costs incurred providing you with any indemnification they give you for insured losses, and maybe extended to provide protection for the organisation for any corporate liability.

Examples of Potential Claims?

  • Alleged breach of statutory duty.
  • Alleged breach of trust.
  • Alleged breach of a duty of care.
  • Alleged libel or slander.
  • Alleged discrimination or harassment